Terms of Service

Last updated: April 2026

Agreement to Terms

By accessing or using insureinstantquote.com (the "Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site. Your continued use of the Site following any changes to these terms constitutes acceptance of those changes.

Description of Services

Insure Instant Quote LLC is a licensed insurance agency, not an insurance carrier or underwriter. We help consumers compare insurance options and connect with licensed third-party insurance carriers. We do not issue, underwrite, or guarantee any insurance policy. All policies are issued directly by the carrier you select, subject to their terms, conditions, and underwriting guidelines.

No Guarantee of Coverage

Quotes provided through this Site are estimates based on the information you supply and are not a binding offer of insurance. Final rates and coverage terms are determined by the carrier during their underwriting process. Insure Instant Quote LLC makes no guarantee that you will be approved for coverage, that quoted rates will match final rates, or that any specific coverage amount will be available to you.

Not Financial or Legal Advice

The information on this Site is provided for general informational purposes only and does not constitute financial, legal, tax, or professional advice. You should consult qualified professionals before making any financial or insurance decisions. Nothing on this Site creates a professional-client relationship of any kind.

User Responsibilities

By using this Site, you represent that you are at least 18 years of age. You agree to provide accurate, complete, and current information when submitting any form or request. Providing false or misleading information may result in inaccurate quotes and could constitute insurance fraud, which carries legal penalties.

Third-Party Links and Services

This Site may contain links to third-party websites, including insurance carriers and service providers. These links are provided for your convenience only. Insure Instant Quote LLC has no control over third-party content and is not responsible for the accuracy, legality, or practices of any linked site. Links do not constitute an endorsement.

Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of Insure Instant Quote LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without our express written permission.

Limitation of Liability

To the fullest extent permitted by law, Insure Instant Quote LLC and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Site or its services. Our total liability for any claim arising from use of the Site shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.

Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

Changes to Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after any changes are posted constitutes your acceptance of the revised terms.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Florida.

Contact

If you have questions about these Terms of Service, please contact us: